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https://www.microsoft.com/en-us/microsoft-365/onedrive/personal-vault

Personal Vault adds to OneDrive's robust security which includes file encryption, monitoring for suspicious activity, scanning for viruses, and ransomware detection and recovery. Find out more about Personal Vault. Learn more 1. A Microsoft 365 Personal or Family subscription is required to store more than 3 files in Personal Vault.

https://support.microsoft.com/en-us/office/protect-your-onedrive-files-in-personal...

Personal Vault is a special folder in your OneDrive that’s protected by an extra layer of security. You’ll need to set it up separately on each device where you want to use it. The first time you see Personal Vault in your OneDrive, you'll see a message where you can select Get started.

https://www.microsoft.com/en-us/microsoft-365/blog/2019/09/30/onedrive-personal-vault...

Personal Vault is a protected area in OneDrive that can only be accessed with a strong authentication method or a second step of identity verification, such as your fingerprint, face, PIN, or a code sent to you via email or SMS. 1 Personal Vault gives you an added layer of protection for your most important files, photos, and videos—for example, copies of documents such as your passport, driver’s license, or insurance information—should someone gain access to your account or device.

https://support.microsoft.com/en-us/office/video-how-to-use-personal-vault-10dbc72a-a3...

Personal Vault is a protected folder within OneDrive that can only be accessed with a second step of identity verification. It gives you an added layer of protection for your most important files and photos like your passport, driver’s license, or insurance information, so you can access them from virtually anywhere.